Mobile payment apps like Google Pay and Apple Pay are changing the way we shop and send money around the world. But if you're in Egypt, you’ve probably noticed that these services don’t fully work here. So, what’s the solution? In this guide, we’ll explain whether you can use Google Pay or Apple Pay in Egypt and explore the best alternatives for going cashless.
Is Google Pay or Apple Pay Available in Egypt?
Apple Pay: Not officially supported by Egyptian banks, but can work if you have a card from the U.S., UAE, or Europe. Some stores with NFC terminals may accept it.
Google Pay: Even more limited. You can’t link Egyptian cards yet, but international cards may work for online payments in supported stores.
Where Can You Use Apple Pay in Egypt?
- Carrefour and some major supermarkets with NFC terminals
- Starbucks and other chain stores with modern POS systems
- Online stores that support international Apple Pay payments
Why Are These Services Not Fully Supported?
Apple Pay and Google Pay require local banking partnerships and regulatory approval. Egypt’s fintech infrastructure is still developing, and although the Central Bank is pushing for a cashless society, full integration will take time.
Best Alternatives to Google Pay and Apple Pay in Egypt
1. Fawry
Fawry is one of Egypt’s most widespread fintech platforms. You can find it in nearly every corner shop, and now it's also digital through its myFawry app.
- Pay bills like electricity, water, and internet
- Recharge mobile credit
- Access government services
Pros:
- Widely accepted across Egypt
- Supports a wide range of services
- Easy to use for beginners
Cons:
- No NFC or contactless payments in physical stores
- Requires cash or card top-up to use
2. Meeza Cards
Meeza is a national debit card system supported by the Central Bank of Egypt. You can request a Meeza card from banks like Banque Misr, NBE, or CIB.
- No bank account required
- Accepted at most Egyptian POS terminals
- Used for government payments and e-wallets
Pros:
- Widely accessible with minimal documents
- Good for students or those without bank accounts
- Supports contactless payments
Cons:
- Only works inside Egypt
- Limited use for online international shopping
3. Vodafone Cash / Orange Cash / Etisalat Cash
All major telecom providers in Egypt offer mobile wallets that act as digital payment solutions.
- Send and receive money via phone numbers
- Pay for online purchases and delivery services
- Withdraw cash from ATMs
Pros:
- Fast and convenient for everyday transfers
- Good for users without bank accounts
- Works on basic phones as well
Cons:
- Transaction and balance limits apply
- Requires ID and SIM card verification
4. Instapay
Instapay is a Central Bank-authorized app that lets users link multiple bank accounts and make real-time money transfers.
- Instant bank transfers with no fees
- Secure login with biometrics
- Simple user interface
Pros:
- Efficient for managing multiple bank accounts
- Highly secure and regulated
- No need to visit a branch
Cons:
- Only works with Egyptian bank accounts
- Doesn’t support NFC or store payments
5. ValU by EFG Hermes
ValU is a "Buy Now, Pay Later" solution that also acts like a digital wallet in some use cases.
- Shop now, pay later in installments
- Available at tech, furniture, and fashion stores
- Can be used both online and offline
Pros:
- Flexible payment plans for large purchases
- Often includes discounts or offers
- Partnered with major retail chains
Cons:
- Requires credit approval
- Not suitable for small or daily payments
Can You Use Contactless Cards in Egypt?
Yes. Egyptian banks now offer contactless Visa and MasterCard options. These cards work at NFC-enabled POS terminals and offer a similar experience to mobile wallets.
Tip: Look for the contactless symbol on your card and ask stores if their terminals support tap-to-pay.
What About PayPal in Egypt?
You can use PayPal to receive and make payments, but you may face withdrawal issues with local banks. Many users transfer PayPal funds via Xoom or Wise.
The Future of Mobile Payments in Egypt
Egypt’s digital economy is growing. The government is supporting fintech, and banks are adopting new tech. It’s likely that Google Pay and Apple Pay will launch official partnerships here in the near future.
Conclusion
Even though Google Pay and Apple Pay aren’t officially supported in Egypt, you still have great local options. Fawry, Meeza, Instapay, and telecom wallets offer solid alternatives for going cashless. Until full support arrives, these tools help you stay connected and in control of your money.
Have you tried any of these payment methods in Egypt? Share your thoughts or ask a question in the comments below.